Yieldhood

01 / Savings on Robinhood Chain

We find, move,and keep yourUSDG at thebest rate.

Start saving →See the lenders

02 / The lenders

USDGAsset · Global Dollar
PaxosIssuer · of USDG
MorphoLender · Vault V2
SteakhouseCurator · USDG vault
SparkLender · Savings USDG
RobinhoodChain · ETH for gas
000Lenders listed
000%Of the interest is our fee
000hBefore a new lender counts
000Pause switches on withdrawals

03 / What it is

Yieldhood is a savings vault on Robinhood Chain. You deposit USDG once, and it sits with whichever lender pays more: a Morpho vault or Spark Savings.

A keeper checks the rates every ten minutes and moves everything when another lender has paid at least half a percent more. You can withdraw at any time.

04 / The problem

Rates move.Savings shouldn'tsit still.

Lending rates on Robinhood Chain swing with every loan. One week Spark pays more, the next a Morpho vault does. Following that by hand takes four transactions and your attention.

Most savers pick a lender once and never look again.

05 / What changes

We sit betweenyour USDG andevery lender.

You hold one balance. Behind it, the vault keeps the money in a single lender at a time and moves all of it when the numbers say so.

Rates checked every 10 minutes Moves only for +0.50% One transaction, all or nothing

Live routing

Robinhood Chain

SSteakhouseMORPHO · —NOWSSparkSPARK · —$YOUR USDGYIELDHOOD

06 / Why people use it

Reason 1

Rates move.Deposits sit still.

Lending rates on Robinhood Chain change with every loan taken and repaid. A deposit left in one place earns what that place pays, even after another lender starts paying more.

06 / Why people use it

Reason 2

Four lenders,checked by hand

Morpho vaults and Spark Savings each quote their own rate. Comparing them, withdrawing, approving and depositing again is a morning of transactions, every time the lead changes.

06 / Why people use it

Reason 3

Money thatstays yours

The vault can only move USDG between the lenders it lists. A new lender waits 48 hours in public before it counts, and withdrawals have no pause switch.

01

Earn the best rate,not a rate

Your balance follows the lender that pays most among the ones listed, without you signing anything.

02

Rules writteninto the contract

What the keeper may do, how long a new lender waits, and the fee are all fixed on chain.

03

One fee, only onwhat you earn

10% of the interest, taken as vault shares. Nothing on deposits, nothing on withdrawals.

08 / The terms

We keep 10% of the interest and nothing else. No deposit fee, no withdrawal fee, no lockup.

Fee10% of the interest the vault earns, minted to the fee wallet as vault shares
Deposit cap$10,000 across all savers while the vault is new
When it movesAnother lender must pay at least 0.50% more over six hours, on two checks in a row, and never twice within six hours
New lendersProposed in public and usable only after 48 hours, so anyone can leave first
The keeperCan switch between listed lenders and put idle USDG to work. It cannot send USDG anywhere else
WithdrawalsNo pause switch. Paid from idle USDG first, then from the lenders' available cash
RiskLending carries risk and these contracts are not audited. Start small

09 / On the record

Every move,on the record

“The vault is live. Nothing has moved yet.”

Vault 0x05Da…f06a

“Rates are checked every ten minutes.”

Keeper 0x3F55…A026

———

10 / Start

Let's putyour USDGto work.

Start saving →Connect any wallet. Gas on Robinhood Chain is a little ETH.